Due to the nature of digital products, all sales are final. Once a purchase has been completed, you will have instant access to the files and resources. Because digital content cannot be “returned,” we do not offer refunds, exchanges, or cancellations.

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If you experience any issues accessing your purchase, please contact us through the Contact page and we will make sure you receive the files you ordered.

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​If you have any questions before you purchase - please use the contact form and we will get back to you within 24 hours to help you. 

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​By completing a purchase on this site, you acknowledge and agree to this refund policy.

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​TERMS & CONDITIONS OF SALE

(For all digital products sold under Arroe Murphy)

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​Last Updated: 18/11/2025

​Welcome to Arroe Murphy. These Terms & Conditions set out the rules and expectations for purchasing digital products through this website. By checking out and completing a purchase, you agree to these terms.

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1. Business Information

Arroe Murphy (brand name)
Operated by: Stacey Murphy
Location: Scotland, United Kingdom
Email: contact@arroemurphy.com

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2. Nature of Digital Products

All products sold on this website are digital downloads. No physical items will be shipped. Once payment is completed, you will receive instant access via your email or account.

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3. Refund Policy

Due to the nature of digital products:

• All sales are final.

• Once purchased, digital files cannot be returned, revoked, or exchanged.

• We do not offer cancellations or refunds.

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If you experience a technical issue or did not receive your files, contact us at contact@arroemurphy.com and we will ensure you gain access.

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4. Payment Processing

Payments are securely processed through:

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• SamCart

• PayPal

• Stripe (where applicable)

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We do not store or have access to your payment details.

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5. Intellectual Property

All products, guides, templates, bonuses, and materials sold under Arroe Murphy are protected by copyright.

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You may NOT:

• resell, redistribute, or share the files unless specified as PLR/MRR

• copy or reproduce content

• claim the material as your own

• resell the digital products as templates or PLR unless explicitly stated

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You may use the files for your personal use and within the scope described on the sales page.

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6. Your Responsibilities

You agree not to misuse the materials, including:

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• Uploading them illegally

• Sharing them publicly

• Using them to mislead or harm others

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You also acknowledge that:

• Results vary per person

• No outcome is guaranteed

• You are responsible for how you use the materials

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7. Not Affiliated With Third Parties

Arroe Murphy is not affiliated with or endorsed by:

• Amazon

• KDP

• Meta / Facebook / Instagram

• Freebooksy

• SamCart

• MailerLite

• PayPal

• Wix

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All trademarks belong to their respective owners.

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8. Limitation of Liability

To the maximum extent permitted by UK law, we are not liable for:

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• Loss of income

• Business losses

• Failure to achieve specific results

• Technical issues outside our control

• Issues arising from misuse of the product

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Our products are educational tools. How you use them is your responsibility.

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9. Governing Law

These Terms are governed by the laws of Scotland, United Kingdom.

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10. Contact

If you have any questions about these Terms, email:
📧 contact@arroemurphy.com

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​PRIVACY POLICY

Last Updated: 18/11/2025

Your privacy is important. This Privacy Policy explains how Arroe Murphy collects, uses, and protects your personal information.

 

1. Who We Are

Arroe Murphy (brand)
Operated by Stacey Murphy
Based in Scotland, UK
Contact: contact@arroemurphy.com

 

2. Information We Collect

We collect the following types of information:

 

Information you provide:​

• Name

• Email address

• Payment details (not stored by us)

• Purchase details

• Messages you send us

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Automatically collected:

• IP address

• Device and browser information

• Website activity

• Cookies

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3. How We Collect Data

We collect data through:

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• Wix website forms

• SamCart checkout pages

• MailerLite email signup

• PayPal/Stripe payments

• Meta Pixel & analytics tools

• Cookies

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4. How We Use Your Data

We use your data to:

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• Process purchases

• Deliver digital products

• Communicate with you

• Send newsletters (only when you opt in)

• Improve website performance

• Analyse traffic and advertising effectiveness

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We never sell or rent your personal information.

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5. Email Marketing

If you join our email list, your email is stored in MailerLite.

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You can unsubscribe at any time using the link in any email.

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6. Third-Party Sharing

We share necessary data with:

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• SamCart (checkout + delivery)

• PayPal/Stripe (payment processing)

• MailerLite (email service)

• Meta Pixel (analytics + ads)

• Wix (website host)

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Each third-party follows its own privacy rules.

We do not sell data to any external companies.

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7. Cookies

Our website uses cookies and tracking pixels for:

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• Analytics

• Ad performance

• Checkout functionality

• Website improvements

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See our full Cookie Policy below.

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8. Data Protection Rights (GDPR)

As a UK/EU resident, you have rights to:

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• Access your data

• Correct your data

• Request deletion

• Request restriction

• Object to processing

• Data portability

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Email contact@arroemurphy.com to make a request.

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9. How We Protect Your Data

We use secure digital storage, encrypted connections (SSL), and trusted third-party processors.

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10. Contact

For privacy concerns, email:
📧 contact@arroemurphy.com ​​

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11. Age Requirements

By purchasing from this website, you confirm that:

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• You are 18 years or older, or

• You have permission from a parent/guardian to make the purchase.

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This website does not knowingly sell digital products to children.

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12. Instant Access & Waiver of Cancellation Rights

By completing your purchase and receiving instant access to your digital files, you:

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• Give your express consent for immediate delivery

• Acknowledge you lose your right to a 14-day cooling-off period under UK Consumer Contracts Regulations

• Agree that all sales are final once access is granted

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This clause exists to protect digital creators and prevent access + refund abuse.

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13. Modifications to Terms

We may update or change these Terms & Conditions at any time.

Any updates will take effect immediately once published on this page.

Continued use of the website or any purchase after changes are posted means you accept the updated terms.

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14. Severability

If any part of these Terms is found to be invalid or unenforceable under UK law, the remaining sections will continue to be valid and enforceable.

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15. Entire Agreement

These Terms & Conditions, together with the Refund Policy, Privacy Policy and Cookie Policy, form the complete agreement between you (the customer) and Arroe Murphy.

No other verbal or written statements override these terms.

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16. Third-Party Links

Our website may link to third-party websites or platforms.

We are not responsible for:

• the content on those external sites

• their privacy practices

• their terms, policies, or actions

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You access third-party websites at your own risk.

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17. Availability of the Website

We aim to keep the website running smoothly at all times, but we do not guarantee:

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• continuous availability

• uninterrupted access

• freedom from errors, delays, or technical issues

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We are not liable for downtime or disruptions caused by hosting providers or external platforms.

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18. Prohibited Conduct

When using this website or its products, you agree NOT to:

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• attempt to bypass download systems

• use software to scrape, clone, or reproduce content

• share login or download links with others

• misrepresent your identity

• use the content for illegal activities

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Violations may result in revoked access without refund.

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19. Chargebacks

If a chargeback is submitted after receiving digital files, we reserve the right to:

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• provide proof of delivery and acceptance of terms

• dispute the chargeback with the payment processor

• revoke access to all past and future purchases

• restrict future purchases through our platform

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Chargebacks made fraudulently may be reported.

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A. Legal Basis for Processing (GDPR)

Legal Basis for Processing Your Data (GDPR)

We process your personal data under the following lawful grounds:

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• Consent – for example, when you join my email list, download a free resource, or request information.

• Contract – when you purchase a digital product and I need your details to deliver it.

• Legitimate Interest – for example, improving the website, analysing traffic, communicating with customers, or sending relevant updates to existing subscribers.

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You can withdraw consent at any time by unsubscribing from emails or emailing contact@arroemurphy.com.

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B. Data Retention (How long data is kept)

How Long We Keep Your Data

I keep your personal data only for as long as needed to:

• deliver your purchases

• operate my business

• comply with legal, tax, and accounting obligations

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If you unsubscribe from emails, your information will be removed from active mailing lists.
Some information (like invoices) may be kept longer where legally required.

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C. International Data Transfers

International Transfers

Some of the tools used on this website (such as Wix, SamCart, MailerLite, Meta/Facebook) may store or process your data outside the UK or EEA.

Where this happens, I rely on appropriate safeguards provided by those services (such as Standard Contractual Clauses) to keep your data protected.

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D. Children’s Privacy (simple version)

Children’s Privacy

This website and my digital products are not intended for anyone under 18.

I do not knowingly collect personal information from individuals under 18.

If you believe a minor has submitted data, please email contact@arroemurphy.com and it will be removed.

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E. Account Security (only if they can log in anywhere)

Accounts and Passwords

If you create an account on this website or within any product portal, you’re responsible for keeping your login details secure.

Please do not share your password with anyone.

If you believe your account has been accessed without your permission, contact me as soon as possible.

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F. Indemnity Clause (optional but protective)

Indemnity

You agree to use my products responsibly and for lawful purposes only.

You also agree to indemnify (protect) me from any claims, losses, or expenses that arise from how you use my products or if you breach these Terms.

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G. AI / Deepfake Protection Clause

Use of My Content with AI Tools

You may not use my photos, videos, voice, name, likeness, or written content to train, generate, or reproduce content using artificial intelligence or similar technologies (including deepfakes, voice cloning, or image generation tools).
Any such use is strictly prohibited.

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H. Data Breach Notification

Data Breach Procedures

If a data breach ever occurs, I will notify affected users and the relevant UK authorities as required by law, and I will take all reasonable steps to secure the data.

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COOKIE POLICY 

Essential Cookies

Required for:

• Checkout

• Login

• Website security

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Analytics Cookies

Used to understand website usage.

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Advertising Cookies

Including Meta Pixel, used for:

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• Tracking ad performance

• Retargeting site visitors

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Your Choices

You can:

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• Accept cookies

• Reject non-essential cookies

• Clear cookies from your browser

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Your experience may be affected if you disable cookies.

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CONTACT

For questions:

📧 contact@arroemurphy.com

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DISCLAIMER

Last Updated: 18/11/2025

The information sold and shared by Arroe Murphy is for educational purposes only.

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No Guaranteed Results

While real examples and past outcomes are shared, results are based on individual effort, book quality, marketing, competition, and other factors.

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No specific results are promised or guaranteed.

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Not Professional Advice

Nothing sold or shared is:

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• Financial advice

• Legal advice

• Business advice

• Medical or mental health advice

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EVERYTHING IS EDUCATIONAL AND BASED ON MY RESULTS AND EXPERIENCE. 

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Not Affiliated

Arroe Murphy is not affiliated with:

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• Amazon

• KDP

• Freebooksy

• Meta / Facebook / Instagram

• SamCart / PayPal / MailerLite

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User Responsibility

Your outcomes depend on your own actions and decisions. You agree to use the information responsibly.

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For questions, email:

📧 contact@arroemurphy.com